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Retirement Planning

Thanks to our high standard of living and medical advances, Australians are living longer than ever before. Are you financially prepared to live a comfortable life after you’ve retired?

When we develop your financial plan, we conduct in-depth analysis to learn about you and understand your current situation and goals so we can present you with the most appropriate options to suit you in retirement.

We can discuss your ideal retirement lifestyle and when you’d like to stop working. We can also help you work out how much income you might need in retirement and gain an understanding of the types of investments and risks you are comfortable with.

Whether you are approaching retirement or still a few years away, it’s important that you understand all of the options available to suit you and your ideal retirement such as:

  • Transition to retirement strategies

  • Boosting your super

  • Insurance requirements

  • Tax-effective super strategies

  • Estate planning.

Superannuation

For many working Australians, superannuation can be an effective way to secure your financial future in retirement. It’s important to regularly review your superannuation fund and level of contributions to ensure your fund is on track to help you reach your retirement goals. The more extensive your goals, the more super you’re likely to need to provide sufficient retirement income, so it’s important to know what strategies you could be using.

Maximising your super

 

The government provides tax incentives to encourage Australians to invest in super. You might consider setting up a salary sacrifice arrangement with your employer, allowing you not only to make super contributions from your pre-tax salary but also potentially reducing your income tax bill.

 

It is never too late to take control of your super, but the rules are complex. It is important to get financial advice to ensure you make the most of your superannuation.

 

To find out how Fina Financial can assist, speak to one of our financial advisers today

Authorised representative of

Crown Wealth Group Pty Ltd

ABN: 22 603 037 510,

AFSL No. 494274

 

Fina Financial Pty Ltd 

ABN: 35 103 592 810,

CAR No. 235 481

© 2020 Fina Financial Pty Ltd. 

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